Instant Loan 24x7 offers personal loans up to ₹40,000. The amount you see depends on your information and what you can comfortably repay.
No. Checking your initial eligibility does not affect your credit score. We only ask for your consent before any relevant verification.
Once your application is approved and your details are verified, funds are sent to your registered bank account. Timing can vary by bank.
Usually, a valid identity document, address details and bank information. We will tell you exactly what is needed for your application — nothing extra.
You can ask our support team about early repayment options and any applicable terms. We believe you should always understand your choices before deciding.
Your dashboard has your key details and repayment schedule. For anything else, visit Support and send us a message — a member of our care team will respond.
Step 1 of 8 · Personal Information
Tell us about yourself
Enter your official personal details as on your government ID.
Unfinished Application FoundStep 1 of 8
Saved draft available. Resume where you left off?
Click to Upload PAN Card (Front Side)
Upload a clear photo of your original PAN card front side (JPG, PNG, WebP up to 5MB)
pan_card_front.jpg
PAN Front Image Selected ✓
Upload Aadhaar Front Photo
Front side with your photo & Aadhaar number (JPG, PNG)
aadhaar_front.jpg
Front Uploaded ✓
Upload Aadhaar Back Photo
Back side containing complete address (JPG, PNG)
aadhaar_back.jpg
Back Uploaded ✓
Manual Document Verification ActiveUpload your PAN Card and Aadhaar Front & Back photos above. Our underwriting team will manually review and verify your identity.
✓ DigiLocker Verification Successful
Verified NameDemo User
Date of Birth15/05/1992
Aadhaar StatusVerified ✓
Masked AadhaarXXXX XXXX 4477
Reference IDDL-DEMO-XXXXXXXX
Development Mode: Simulated for sandbox testing. Real DigiLocker API credentials can be enabled via .env.
Funds will be credited directly to this verified account upon approval.
Estimated Monthly EMI
₹4,167 / mo
Principal Amount₹25,000
Processing Fee₹0 (Zero Fee)
Tenure6 Months
Net Disbursal₹25,000 (100%)
Application draft saved! You can resume anytime.
Evaluating Loan Application...
Checking credit bureau eligibility, validating KYC credentials, and generating your instant digital sanction letter.
Application Approved & Sanctioned!
Thanks. We have received your instant personal loan application. Your pre-approved credit sanction is generated and ready for direct bank disbursal.
Please authorize DigiLocker to securely transfer your Aadhaar e-KYC profile to Instant Loan 24x7 for instant credit sanctioning.
✓ DigiLocker Verification Successful
Your Aadhaar e-KYC profile has been verified and registered.
Verified NameDemo User
Date of Birth15/05/1992
Aadhaar StatusVerified ✓
Masked AadhaarXXXX XXXX 4477
Reference IDDL-DEMO-XXXXXXXX
Development Mode: This verification is simulated for testing. Real DigiLocker verification will be enabled after official API Setu/DigiLocker credentials are configured.